Rental investment: What’s the situation with buy-to-let in 2024?
The new government has stated its intention to boost the housing sector and made this an urgent priority for its administration. Measures have been announced…
The new government has stated its intention to boost the housing sector and made this an urgent priority for its administration. Measures have been announced…
Rising interest rates, a crisis-ridden construction sector, falling property prices: that's the current situation on the property market. But what does…
Buying to renovate, or simply renovating your property after several years because it no longer meets today's energy standards, is a great project that…
Have rising interest rates, declining house prices and lower loan applications done the trick for Luxembourg's real estate sector? The answer is no!…
'Should we buy or rent?', ask Julie and Charel, a young couple in the process of making life's big decisions. Having recently completed their…
Many unforeseen events can occur in life: a desire to move elsewhere for a work opportunity, downsizing your home as you approach retirement, a divorce or…
You've heard so much about them that you can't ignore them any longer. Especially as you now see them just about everywhere… except on your roof! Now…
Comfortably installed in his Paris studio, Sam feels privileged compared to his colleagues at the Sorbonne, where he has been accepted for his first year of…
Louise is 19 years old and lives in Luxembourg with her mother and brother. She has just finished the last oral sessions on her final exams, and is waiting…
Wherever you choose to study, you're automatically entitled to financial aid! You're wondering how to go about it, or how interest rates work if you…
Baccalaureate diploma in hand? Your well-deserved holidays are almost over? Perhaps you've already started at university or you're making your final…
Do you have a property project on the horizon for which you're already thinking about applying for a loan from your bank? Spuerkeess supports you and…
Sophie used to dream of a house with a big kitchen garden where she could grow vegetables and pretty rose bushes to her heart’s content. When she and Marc…
You've found your dream house, and all you have to do now is take out a housing loan with your bank. You're wondering whether to go for a fixed or…
We asked Charles Pletsch, “Vice President and Head of Business Unit” at Spuerkeess, specialising in home loans, to share his view on interest rate trends and…
Are you considering a real estate project but don't know if you can afford it? You can find out the sum that you'd need to borrow and how much you…
You are an expatriate in Luxembourg and you need a car? Lease Plus is the perfect leasing solution ... not only for expats!
Every year it’s the same old story: Marc starts very early to gather all the documents to make his tax return, but when it comes to collecting Sophie’s…
Don't procrastinate ... while the deadline for submitting the tax return is now 31 December of the year following the tax year in question, Marc likes to…
Since moving into their first home and undertaking the renovation of their new house, Sophie has developed a passion for interior design. She therefore decided…
“Who in their right mind would want to lease a car?”, “It’s more expensive than buying and you don’t even own the car”, “There are always hidden costs”, “It’s…
You've decided to invest in real estate? Congratulations! Investing in bricks and mortar remains an interesting bet when preparing your retirement. It…
Over the past weeks, the media has taken up the topic of the rising interest rates which is causing our clients to ask all sorts of questions about their…
Ever since she first became a mum, Sophie has loved Mother’s Day. She always looks forward to the day, wondering what Lily will have made for her at nursery.…
After a long discussion with her aunt Elise, the answer was staring Sophie in the face... If her aunt doesn't feel up to looking after her beautiful house…
For Sophie and Marc, 2021 wasn’t exactly a typical year. The COVID-19 health crisis caused them to change their habits and made them more sensitive to…
The difference between owning and leasing a car is solely based on the means to achieve one same goal: to get you your dream car!
A few weeks ago, you took a trip with your family to the countryside and came across a magnificent little house for sale. Since then, nobody can stop talking…
When Marc and Sophie chose to spend their summer holidays in Luxembourg, it was a joint decision. Sophie saw it as an opportunity to combine gardening, trips…
Alongside five other Luxembourg banks, Spuerkeess is providing financial support to its professional clients, particularly to those who are facing a lack of…
Summer time is over and school is starting again, but this year, you’re up for university, which means new challenges, new responsibilities and new…
You've probably heard of residual debt insurance. But what does it mean and do you need it?