Axxess Study The free banking offer for students aged 18-30

Take your first steps in the financial markets with our preferential pricing!

Subscribe to our lux I funds investment funds without any fees, place your stock market orders via S-Net or S-Net Mobile for only EUR 14,50 per transaction, and enjoy your securities portfolio free of charge! 

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Enjoy a complete package adapted to your needs Our free package for students

Main advantages of the package:

  • 1 Visa Classic and 1 Visa Premier credit card free of charge*
  • Axxess Visa debit card free of charge
  • Preferential rate on personal loan*
  • State-guaranteed student loan and/or Unif loan*
  • Axxess savings account at a preferential rate
* subject to acceptance of your application
Debit card Axxess Study

Axxess Study makes it easier to finance your studies

Axxess personal loan

Attractive conditions to make your dreams come true

  • benefit of 0,30% reduction on the nominal interest rate
  • from EUR 5.000 to EUR 50.000
  • loan period of 1 to 5 years
  • fixed interest rate, meaning fixed monthly instalments during the loan period
  • renewable until the day before your 30th birthday
  • debit interest is deductible from your taxable income up to EUR 672 per member of your household (insurance premiums included)
Request the loan

Rent payment guarantee

Your passport to student accommodation

  • valid in Luxembourg and abroad
  • rent payment guarantee with pledge
  • preferential tariff
More information

Student loan Unif

Fund your choice of higher education course

  • favourable conditions
  • for academic studies
  • in addition to the financial support provided by the State
More information

*subject to acceptance of your application

Finance your higher education with complete peace of mind with a state-guaranteed student loan.

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As an Axxess Study customer, you are entitled to two free Visa credit cards*

CREDIT CARD

Visa Classic and Visa Premier

Choose between Visa Classic and Visa Premier

With your Visa card you can: 

  • pay in more than 70 million businesses
  • withdraw money at ATMs in more than 200 countries all over the world
  • benefit from a range of insurances
  • link your Visa card to your connected watch 
  • make your payments with Apple Pay

Via S-Net and S-Net Mobile you can: 

  • consult at any time the status of your operations
  • be notified by text message for each transaction made with your Visa card

 

* subject to approval of your application

Visa Classic

The most widely used credit card for making payments anywhere

  • Foreign travel accident insurance of up to EUR 100.000
  • Protection of purchase insurance
  • Assistance services
  • Outstanding balance insurance in the event of a fatal accident
  • Luggage insurance in case of theft, loss or delay
  • Compensation for late flights and missed departure
  • Quick check-in at Luxembourg airport
Get it now

Visa Premier

The credit card with plenty of insurances

  • Foreign travel accident insurance of up to EUR 250.000
  • Protection of purchase insurance
  • Assistance services
  • Outstanding balance insurance in the event of a fatal accident
  • Luggage insurance in case of theft, loss or delay
  • Compensation for late flights and missed departure
  • Trip cancelation/interruption insurance
  • Quick check-in at Luxembourg airport
Get it now
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Visa Classic

  • Electronic payments in shops and online
  • Cash withdrawals from ATMs worldwide
  • Cash withdrawals free of charge within the S-Bank network via direct debit
  • Managing limits and expenses easily via S-Net and S-Net Mobile
  • Purchase protection

Visa Premier

  • Electronic payments in shops and online
  • Cash withdrawals from ATMs worldwide
  • Cash withdrawals free of charge within the S-Bank network via direct debit
  • Managing limits and expenses easily via S-Net and S-Net Mobile
  • Purchase protection
  • Cash at any time
  • Two payment methods to choose from

Axxess Study also offers you numerous benefits on your investments. The securities portfolio is your key to the financial markets

Enjoy the preferential Invest by yourself Study pricing and start investing early for long-term benefits

  • Free subscriptions and redemptions for Spuerkeess’s lux I funds investment funds
  • Stock market orders via S-Net or S-Net Mobile for only EUR 14,50 per transaction
  • Free securities portfolio

On S-Net and S-Net Mobile, you can: 

  • open a securities portfolio and consult it at any time,
  • place buy and sell orders,
  • choose your favourite securities from our vast investment universe.

You prefer to leave the choice of your investments to experts? No problem! Invest in an original way, thanks to Speedinvest!

Speedinvest is your digital and personalized investment plan, which takes into consideration your objectives as well as your financial situation, in order to optimise the return on your savings.
 

Axxess Study meets S-Net Mobile Stay in touch with your bank, without having to go to a branch!

S-Net Mobile

Take your bank with you, and do your main banking 24/7, anywhere in the world:
  • User-friendly navigation
  • Quick and easy access via PIN or Touch ID
  • Fast transfers
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Do you already know MIA? MIA: My Intelligent Assistant, to better manage your accounts and your life

Do you want to better manage your expenses or plan to save for a trip, computer or other project? Then MIA is here to help you reach your goal more easily!

MIA helps you plan your expenses and save money regularly via S-Net and S-Net Mobile!
 

With the Axxess card, you can immediately benefit from many advantages with our partners To take advantage of it, simply show your Axxess card

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